Borrowing To Go On Vacation If You Have A Bad Credit


Vacations are an important part of life. They give us a few weeks to get away from all the stress of bills, work and just give us the time to sit back and enjoy the simpler things, like laughter and family. As important as a vacation is for a person, not everyone can afford to pack up and fly off to some tropical island for a few weeks once or twice a year. It’s expensive and we aren’t all in the same financial situation, some of us have bad credit. Though just because you’re in a bad shape financially, it doesn’t mean you should miss out on a few weeks of total relaxation. There are options available out there, which I’ve put together here so you can afford the vacation you so deserve.

Make A Base Travel Budget
Knowing how much your trip is going to cost you is important. You’ll want to work out what everything is going to cost. Start with accommodation. How much will the accommodation cost you? Does it include complimentary breakfast or is breakfast something else you have to budget for? Working out all the in and outs will help you get a realistic idea of how much the trip will actually cost. Be sure to include:
-Gas cost there and back
-Cost of gas if you’re going to be driving to a lot of destinations a few hours away
-Food per day
-Day passes to things like zoos and theme parks, per person

Allow Yourself Extra
It’s all well and good having an idea how much the total vacation will come to, but as you surely know, life can throw curveballs your way. If you stretch you travel fund too far, if anything goes wrong or unexpectedly a cost pops up that you weren’t expecting to pay for, it can wreck the whole vacation. So allow yourself extra, budget it in. Maybe you’ve got yourself going to a theme park once and then you get there and really want to go again towards the end of your stay. Allowing yourself extra before setting off will give you the head room to do those things.

Get A Travel Credit Card
Many credit cards offer sweet deals on everyday purchases. So if you use the card throughout the year, you can have things like frequent flyer miles adding up, that will make your holiday cheaper when it comes time to get away for a few weeks. On top of this you’ll find that you can actually use the card to pay for the vacation. If anything does unexpectedly pop up you will feel secure knowing you have a credit card to pay for it. In general taking a credit card away with you on vacation just makes for stress free holiday.

Take Out A Loan
If you already have credit card debt and just need to clear the cards to give yourself enough breathing room while away on vacation, taking out a debt consolidation loan will allow you to do just that. You can pay off the cards, and then have enough money to actually go away on vacation and enjoy yourself. The best about taking out a debt consolidation loan just before you head off, is you’ll be back from holiday before the first repayment bill comes in, meaning stress free vacation.

In Closing
Sure, your budget might not let you visit the tropics, but it doesn’t mean you can’t head away for a few weeks to a nice countryside log cabin where you can enjoy nature, fishing and just unplugging from the modern fast paced world. It’ll do you the world of good.

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Quebec Vacation Guide


If you’re looking to take your family on a holiday in Canada, you should seriously consider the beautiful province of Quebec. Not only is Quebec rich with French Canadian culture, but there are activities aimed at people of all ages, so both you and your kids will have a great time. Whether you want to get away for a weekend in the city of Montreal or stay for a month in a log cabin on the countryside of Saint-Tite-des-Capsin, Quebec has destinations for all to enjoy. This guide will give you an idea of what you can do and where you can stay on your trip to the region.

Places To Stay
You have to decide where you want to stay. Maybe you want to stay a couple of nights in the city before moving onto a few bed and breakfasts and eventually winding up in a chalet by a lake. There are all kinds of accommodation styles available around Quebec, for groups of all sizes. Some locations you might want to look at include:

Camping Locations
Camping Orléans – Set right by the St. Lawrence River, perfect quiet spot to get away
Camping Valcartier – Right by a water park


Bed and Breakfasts
Dans les bras de Morphée – Beautfiul view of the St. Lawrence River
B&B Hayden’s Wexford House – Vintage experience stay in an old Irish home

Le Bonne Entente – Luxury hotel with amazing gardens and amenities
Fairmont Le Château Frontenac – Amazing experience staying in the culture filled Old Quebec

Family Locations
L’Auberge du Mont – With a magnificent view of Jacques-Cartier Valley
Domaine Notre-Dame – Lots of recreational spots and activities your family can do here

Must Sees Destinations
Old Quebec
The buildings have a truly unique look. Walking around the area you’ll feel like you’ve gone back in time as you see horse carriages and street performers.

Wall of Quebec
There is an amazing guided tour of the fort wall you should take. You’ll learn all about the rich history of the fort on top getting some awesome views of the area.

St. Lawrence River & Vieux-Port de Québec
A picturesque view, like a setting out of a classic movie. The port has everything from market to public shows.

Parliament Hill
A well-kept landscape, unique architecture and beautiful gardens make a tour of Parliament Hill worth checking out.

Sainte-Anne-de-Beaupré Shrine
If you enjoy church style architecture then this is a must. There are hundreds of stained glass windows, unique statues and shrines.

Quartier Petit Champlain & Place Royale
This is a fun area, full of cobblestone streets and a plethora of art galleries. The area is so full of character that you can’t miss it.
Beautiful Scenic Countryside

Montmorency Falls Park
Higher than Niagara Falls, you can actually zip line across this amazing destination. There are tours, hikes and everything in between. It’s something you’ll definitely want the kids to see.

Plains of Abraham
How the beautiful countryside backs right onto the city is amazing. It’s like something from the future. You’ll want to spend a day enjoying the open area with a BBQ lunch.

Parc national de la Jacques-Cartier
An amazing outdoor adventure can be had here. You can fish, kayak or swim in the river, or spend a day hiking the massive cliffs overlooking the valley.

Le Massif de Charlevoix
Overlooking the river, you’ll feel like you’re in the clouds. Kids won’t forget this terrific view. Skiing there is must.